Entrepreneurs at Heart

Payreto is empowered by experts from different sectors of the financial and payments industry all working together to make your business better.
Payreto is empowered by experts from different sectors of the financial and payments industry all working together to make your business better.
Tschangiz Scheybani
Co-Founder and Executive Vice President, Manila
Tschangiz is a sales and product expert in varying fields of payments: holding senior positions before at Giesecke + Devrient, Royal Bank of Scotland and PAY.ON.
Donnabel Castillo
Head of Operations, Manila
More than 10 years experience in payments industry both in POS and e-commerce environment. Donna had led various roles from account management, merchant support, risk management, reconciliations and business analytics.
Cedric Coiquaud
Venture Manager, Cologne
More than 20 years experience in the financial industry in various positions, mainly Retail Banking within large corporates and in particular five years as Chief Operating Officer & Member of the Board of AXA Bank Europe in Eastern Europe. Friendly and pragmatic, Cedric is now heavily involved in the fintech & regtech scene, with a clear vision of what EIDAS, PSD2 and GDPR will bring to the business.
NJ Villafuerte
Product Lead, Manila
With intensive experience in the financial industry, NJ has held various roles in stock and capital research, and regulatory compliance. He has worked with CEOs and CFOs from S&P 500 and Russell 3000 companies making sure they comply with US SEC and international regulations.
Martin Sandique
Product Lead, Manila
An agile framework enthusiast who uses Scrum. Martin was part of the development team which launched a world class internet banking suite called BankFast V2 that is mainly used by banks in Australia, UK and Asia.
Ralf Buchholz
Venture Manager, Cologne
More than 17 years experience in the Payment industry, Ralf is the co-founder of Gateway Payment Solutions Inc. Dublin targeting PSP´s with focus on Risk and Operations Management, Reconciliation and Settlement.
Donnabel Castillo
Head of Operations, Manila
More than 10 years experience in payments industry both in POS and e-commerce environment. Donna had led various roles from account management, merchant support, risk management, reconciliations and business analytics.
Valentin Sotirov
Product Lead, Sofia
More than 10 years experience in the CNP industry, Valentin gained his expertise during his time in one of the world's leading payment providers - Skrill, where he held various positions in the anti-fraud department. He also worked with several start-up iGaming sites, where he built their fraud and chargeback management processes and methodologies.
Carl A. Zaragoza
Venture Manager, Manila
With more than 10 years experience in Contact Center environment, Carl has handled customer service, technical support and telemarketing campaigns for Fortune 150 companies. He also has more than 6 years experience in the payments industry working with Payment Service Providers and with Payreto.